Sunday, 27 October 2013


Ken Berwitz

Wakeup time for California.

ObamaCare is here, tons of people will be getting coverage without paying for it, and guess who is going to be footing the bill?

The scary part is that this, apparently, is a surprise to many of them

Excerpted from Chad Terhune's article in yesterday's Los Angeles Times:

Thousands of Californians are discovering what Obamacare will cost them - and many don't like what they see.

These middle-class consumers are staring at hefty increases on their insurance bills as the overhaul remakes the healthcare market. Their rates are rising in large part to help offset the higher costs of covering sicker, poorer people who have been shut out of the system for years.

Although recent criticism of the healthcare law has focused on website glitches and early enrollment snags, experts say sharp price increases for individual policies have the greatest potential to erode public support for President Obama's signature legislation.

Fullerton resident Jennifer Harris thought she had a great deal, paying $98 a month for an individual plan through Health Net Inc. She got a rude surprise this month when the company said it would cancel her policy at the end of this year. Her current plan does not conform with the new federal rules, which require more generous levels of coverage.

Now Harris, a self-employed lawyer, must shop for replacement insurance. The cheapest plan she has found will cost her $238 a month. She and her husband don't qualify for federal premium subsidies because they earn too much money, about $80,000 a year combined.

"It doesn't seem right to make the middle class pay so much more in order to give health insurance to everybody else," said Harris, who is three months pregnant. "This increase is simply not affordable."

Welcome, Ms. Harris, to ObamaCare. 

Did you really think you'd save money?

Did you really think you would be able to keep your own doctor?

Did you really think that the government, which does exactly nothing efficiently or cost effectively, would magically, mystically change course 180 degrees and do so for health care?'s the big one.....are you really comfortable with these people having any kind of a say in your personal health?  You and your unborn child?

Days ago, I posted a comment by DNC Chair Debbie Wasserman Schultz, that Democrats would be running on ObamaCare next year.  Earlier to day, I posted a blog about a number of Democrat Senators running from ObamaCare already, with the speculation that a lot more would be doing so.

Which of these two would you figure is the more likely scenario?  Here's an idea:  why not ask Jennifer Harris.  I'll bet she has an answer for you.


Ken Berwitz

 Just how long is the disastrous ObamaCare web site rollout going to continue?  Can it be fixed at all?  And just how bad is ObamaCare for the people who eventually will be able to sign up? 

If you were a Democrat Senator, in a state where ObamaCare is not popular, you would probably be very worried about this.  And, since every major poll shows that most people oppose ObamaCare, we are talking about a lot of states.

Now, suppose you are a Democrat Senator up for re-election next year.  Do you really want this albatross hanging around your neck? 

Well, if you are in a deep blue state, you probably have nothing to worry about.  Blame it on Republicans - you know, the ones who had no input in writing the legislation and voted almost unanimously against it - and you'll probably con enough people into winning your election anyway.

But if you are not in one of those states, you are going to have to come up with something to convince voters either that ObamaCare is terrific (lots of luck on that one), or that you know that, at least in its current for, it stinks, and you intend to do something about it.

This leads us to the following excerpts from Alexander Bolton's piece at

The Affordable Care Act is casting a shadow over Democrats chances in Senate battleground states, putting pressure on vulnerable Senate Democrats to distance themselves from the laws clumsy rollout.

Five vulnerable Democratic incumbents who this week called for extending the laws enrollment period and delaying penalties for not signing up on time come from states where voters hold unfavorable views of the law.

Republican-sponsored and independent polls in Alaska, Arkansas, Louisiana, New Hampshire and North Carolina show the law is significantly more unpopular than popular.

Internal National Republican Senatorial Committee polling in New Hampshire from late September showed 40 percent of respondents approve of the law compared to 54 percent who disapprove. Within those categories, 47 percent strongly disapprove and only 27 percent strongly approve.

Internal polling conducted by the NRSC in May showed that only 32 percent of respondents in Alaska support the law while 59 percent oppose it. Sen. Mark Begich (D-Alaska), who faces a tough re-election, signed Shaheens letter to Sebelius and has sponsored legislation to delay ObamaCares employer mandate for two years.

Sens. Mark Pryor (D-Ark.), Mary Landrieu (D-La.) and Kay Hagan (D-N.C.), who are on the Republicans 2014 target list, also signed the letter.

An OnMessage survey conducted in mid October for Rep. Tom Cotton (R-Ark.) showed that only 33 percent of likely voters in Arkansas favor ObamaCare while 62 percent oppose it.

Extending the enrollment period?  Delaying the penalties?  But this is settled law, remember?  You can't do that.  Barack Obama, and Nancy Pelosi and Harry Reid and Debbie Wasserman Schultz say so, don't they?

Besides, isn't that exactly the kind of thing Republicans are demanding?  Aren't Republicans saying this is a mess so parts of it have to be delayed? Aren't these Senators, therefore, edifying the Republican position?

Regarding the polls, it can be argued that the ones mentioned in Mr. Bolton's article are internal Republican polls, obviously not neutral, and should be discounted.  But what about the major polls - every one of them for months -which show that, on a national level, most people oppose ObamaCare?  Don't those coincide with what we are seeing here?  And isn't it logical that, if a nationwide poll shows most people oppose ObamaCare, the people in purple and reddish states in particular would oppose it even more decisively?

I don't envy these Senators their task.  It isn't going to be easy blaming this on Republicans, or claiming that, as members of the party solely responsible for ObamaCare, they will be the ones to fix it.  

But that is what they're going to have to do, and that is why they are calling for these changes.

Count on more Democrats, in both the Senate and the House of Representatives, joining them.  A lot more.


Ken Berwitz

Today's quote is a simple reality from former Vice President Dick Cheney - one that I am sure Republicans do not doubt and, in private I suspect, neither do Democrats.

Speaking of the Middle East, Mr. Cheney said:

"I think our friends no longer count on us, no longer trust us and our adversaries don't fear us"

Truer words were never spoken.  Because years of foreign policy bumbling, fumbling and stumbling will diminish any country's standing - even the USA's.

And diminished standing is exactly what we have gotten from our President - a Chicago machine politician , in 100 miles over his head, who knows how to campaign and play political hardball, but little else.

Why would anyone have expected more?

So congratulations Dick Cheney on providing us our Quote Of The Day.  I hope you join me in wishing you were wrong.


Ken Berwitz

This letter, in which the writer's name has been withheld, comes to us from Steven Hayward's blog at

My insurance agent told me a week ago that I will be receiving notice that my insurance policy is not ACA compliant and will be discontinued. He told me my option is to start shopping for an Obamacare (ACA compliant) policy.


The policy is just on me. I am a 61 year old male with no health issues. I asked my agent, "Why is this policy not compliant with the ACA?"


Answer: "Your policy doesn't include maternity care".


Since I was able to go through strict underwriting standards to buy my current policy, I figured that on the exchange I will not be able to get a policy without paying significantly more since I will get no credit for being in good health. Furthermore I, a 61 year old male, will be paying for maternity coverage.


I hear those on the left saying that my policy is inferior and that I was "swindled" by buying such a product.  Not having maternity care for a 61 year old male hardly makes my policy inferior.


"If you like your policy, you can keep your policy."


Yeah, right.


I then asked my agent to get a quote for me for an ACA compliant policy. The ACA compliant policy will cost $106 more per month or $1272 more per year.  And this ACA compliant policy will more than double the annual out-of-pocket expense from my $5,000 per year currently to $10,600 per year if I use out-of-network medical care.

To be fair, the ACA compliant policy does include maternity care for me.


"The average family will see an annual reduction in their premium of $2500 per year"


Yeah, right.


[Name withheld]

Urbandale, IA

How many more will there be like it?  How many more between now and next year's mid-term elections?

How long before the Republicans who have been tarred and feathered by mainstream media for fighting ObamaCare, will be compaigning on the fight they waged?

Stay tuned.

Zeke ..... ..... Bill J. Clinton is a man who will climb a tree to tell a lie, even though standing still and telling the truth will serve him better. . . . . . . . . Obama believes that whatever he says at the moment is the truth from on high. . . . and what he said yesterday has vanished. . . . . . . Obama believes in EVOLVING TRUTH. . . . . (10/27/13)

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